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This is a podcast about Buying smart and Saving big on a new or used car, truck, motorcycle, boat, motor home etc.  Avoid the hassles and Get the deal you want!  Everyone saves with Deal Talk

May 31, 2018

Deal Talk 149 New and used vehicle labels 

Arbitration is binding

Dodd-Frank repeal

Higher finance mark ups

Dealer profits will get higher

Shop the rates

Think MPG


Monroney matters

Additional Information

Addendum types

Buyers guide

Used labels

MSRP for proper comparison

OTD is all that counts

May 24, 2018


Balloon loan types

No guarantees

Only sound like a lease

Starting low and ending high

Refinance blues

Long-term alternative

They are everywhere

Avoiding a flood unit

Beware of location

Areas to identify

Don't be price blind

Low payment savvy


May 17, 2018

Dealing when you're in a hurry

Where is the data?

Which SUV equals resale

Sales and F&I are up everywhere

Buyer beware when rushing

Due diligence in a hurry but do it

Phone and Internet

A one-price store?

One day, use the entire day

Be assertive, not aggressive

Only count on what is in writing


May 10, 2018

More about credit

The eight no trade credit states

Bad credit sources.

Ridiculous rates 

Beacon levels  

50 percent or more, down payment

What's the quality?

Buy here pay here is tough


Laws that help

What states can do and the country should?

Secondary finance sources are better then BHPH

Get some...

May 3, 2018

First Time Buyer

Dealer reserve payments are going up

CFPB help is ending

Dealer fee is another profit

More risk, more rate

Know your budget

FTB, finance first, buy and negotiate second

Financing has many sources

Referral letters will help

Cosigners can trump everything

Improve the risk